All guides
Every guide we've published, in one place. 12 guides live across 4 states and 3 driver profiles — browse however makes sense to you.
By state
Texas
Minimum coverage is 30/60/25
- Teen drivers →Live guide
- After a DUI (SR-22) →Live guide
- Senior drivers →Live guide
California
Minimum coverage is 30/60/15, no gender rating
- Teen drivers →Live guide
- After a DUI (SR-22) →Live guide
- Senior drivers →Live guide
Florida
No-fault: $10k PIP + $10k PDL minimum
- Teen drivers →Live guide
- After a DUI (FR-44) →Live guide
- Senior drivers →Live guide
New York
Hybrid liability + no-fault PIP
- Teen drivers →Live guide
- After a DUI (no SR-22) →Live guide
- Senior drivers →Live guide
Ohio
Teen and after-DUI coverage guides
Coming soonPennsylvania
Teen and after-DUI coverage guides
Coming soonBy driver profile
Teen drivers
Minimum coverage, real cost ranges, and the insurers that tend to be cheapest for new drivers.
After a DUI
SR-22, FR-44, and everything else your state requires — plus how fast the surcharge actually eases.
Senior drivers
What changes with age, state renewal rules past 65, and the AARP/Hartford program most people overlook.